Digital X-ray, ultrasound, and imaging equipment
Fund the imaging stack that supports modern diagnostic standards in companion animal practice.
Digital X-Ray. Surgical Suites. Tech Payroll. Capital That Supports Modern Practice.
A working capital line of credit up to $1.5M for veterinary practices. Fund equipment, payroll, surgical capability, and the expansion that grows the practice.
Capital for the modern veterinary practice.
Veterinary medicine has become significantly more capital-intensive over the past decade. Digital X-ray systems cross $40,000. Ultrasound and CT add to the imaging stack. Surgical suites, dental equipment, and laser therapy systems all represent meaningful equipment investments. Add the cost of veterinary technician recruitment in a tight labor market, the consolidation pressure from corporate veterinary platforms, and the constant need to upgrade software and patient management systems, and the working capital demands are continuous.
Commercial Capital Connect provides veterinary practice owners a working capital line of credit up to $1.5 million with interest-only options. Fund equipment. Cover payroll during ramp periods. Expand the practice. Acquire a competitor. Same-day approvals and the flexibility to draw when opportunities surface.
Surgical suite and dental equipment buildout
Add surgical suite capability, dental equipment, and laser therapy systems.
Veterinary technician payroll and recruitment
Fund competitive compensation and signing bonuses for licensed veterinary technicians.
Practice expansion and second location
Fund lease, buildout, and opening operations for an additional clinic or animal hospital.
Practice management software and IT refresh
Fund practice management software, hardware refresh, and the digital infrastructure of modern practice.
Basic line of credit review criteria
These are baseline review items, not an approval, offer, or commitment to lend.
- Estimated Equifax score of 575 or higher
- Operating at least 30 days
- About $17,000+ in average monthly revenue
- Active commercial business location
- 0 to 2 active cash advances preferred
Why Commercial Capital Connect
CCC is a business finance marketplace, not a direct lender. One application can help compare potential options through a network of 75+ lending partners.
Modern veterinary practice is well-understood
We work with veterinary practice owners and understand the capital cycle of modern operations.
Equipment intensity is expected
Imaging, surgical, and dental equipment investments are normal. We support them.
Interest-only payment options
Keep monthly costs lean during equipment ramp and pay down principal as practice revenue grows.
Refinance restrictive financing
Pay off up to two existing cash advances or short-term loans into a flexible LOC.
Veterinary Clinics funding FAQ
Can a single-doctor practice qualify?
Yes. Solo practitioner operations qualify on the standard criteria: 575 Equifax, 30 days TIB, $200K annual revenue.
Can the line fund a practice acquisition?
Working capital for an acquisition is a valid use. Larger acquisition-specific structures may require additional documentation.
What about emergency and specialty referral practices?
Emergency, specialty, and referral practices qualify and the line supports working capital across all practice models.
Can the line fund a veterinary technician signing bonus?
Yes. Recruitment, signing bonuses, and ramp compensation are valid working capital uses.
How does the line interact with equipment financing on imaging?
The line complements equipment-specific financing by providing flexible working capital for any business purpose.